What To Check Before Your Auto Renewal
A quick checklist worth running through before your policy renews on its own.
Auto policies usually renew automatically, which is convenient right up until it means you are quietly overpaying, or under-covered, for another year. A few minutes before your renewal date can catch most of the common issues.
Confirm Your Vehicle Details Are Still Accurate
Mileage estimates, primary use, and where the car is parked overnight all affect your rate. If any of that changed and your insurer does not know, you could be paying for a profile that no longer matches reality.
Check Who Is Listed As A Driver
A driver who no longer lives in your household, or a teenager who now has their own policy, should be removed. Leaving them on can inflate your premium for no reason.
Look At Your Deductibles Again
A deductible that made sense when you set up the policy might not fit your current savings. It is worth re-deciding on purpose rather than leaving it on autopilot.
Ask About Discounts You Might Now Qualify For
Bundling, a clean driving record, or a change in employment can open up discounts that were not available when you first signed up.
Compare Before You Auto-Renew
Even loyal customers get better rates by checking in occasionally, sometimes just by asking your current carrier directly whether the renewal price is their best offer.
If you want a second set of eyes on your renewal before it goes through, send it our way and we will tell you plainly whether it still looks right.
Want Us To Look At Your Renewal?
Send your renewal notice and we will give you a straight answer before it auto-renews.